Description
Summary
Responsible for evaluating and monitoring an assigned portfolio for purposes of credit quality, risk management and/or portfolio analysis.
Identifies credit quality issues, potential portfolio risks and/or economic risk.
Monitors the portfolio for compliance with corporate and regulatory requirements.
Evaluates and reports on the portfolio performance and forecasts future performance trends.
Informs management of potential credit and/or economic portfolio risk and recommends strategies to minimize the risk.
Maintains all documentation on the assigned portfolio.
Works with various bank personnel in developing strategies that support portfolio objectives.
Detailed Description
The Portfolio Risk Specialist will provide consumer Credit Card focused credit risk portfolio analysis, risk assessment, and credit risk reporting for the Credit Administration segment.
The Portfolio Risk Specialist role is an analyst position within the Credit Administration team responsible for providing credit risk reporting & analytics focused on the Consumer Credit Card product.
In collaboration with senior Credit Administration roles, you will be responsible for providing in-depth risk assessment and risk reporting to evaluate credit risk strategy.
In this role, you will:
Develop a strong understanding of the portfolio characteristics, demographics, risks, data, and potential threats/opportunities.
Maintain professional working relationship with Credit Card line of business partners
Assist with the preparation of key management reports including the Credit Risk Summary Slides, loss forecast, and ongoing Credit Administration monitoring reporting.
In collaboration with senior Credit Administration roles, candidate will build, evaluate, monitor, and mitigate portfolio risk metrics for the consumer Credit Card segment
Develop ad hoc emerging risk assessments to identify potential credit related risks within the portfolio.
With the assistance of senior Credit Administration roles, create engaging presentations for management that analyze portfolio credit risks, opportunities, or future state credit objectives
Collaborate with the Consumer Credit Card line of business and key partners (Segment Risk, Compliance, Legal, etc.
) in support and execution of credit risk strategies
Drive innovation and improvement of analytical methods and data management procedures
Basic Qualifications:
Bachelor’s Degree in Finance, Statistics, Business Management, Economics or similar.
Masters preferred.
3 or more years’ experience in Credit Administration, risk management, statistical analysis, or other risk or analytics related area preferable
Preferred Qualifications:
Strong reporting skills utilizing Microsoft Excel and pivot tables
Knowledge of relational database design and fundamentals required including familiarity with SQL
Understanding of consumer credit card loan structures, lending practices and common credit metrics
Ability to work closely with all levels of staff to provide reliable data, reports, and analysis products upon which informed decisions can be made
Excellent written and verbal communication skills
Must be a critical thinker and able to work independently or within a group
Ability to work with large databases for extraction and conversion into useful business information and analytical purposes
Consistently model high levels of professional demeanor and integrity
Masters' degree
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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Hybrid
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
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